Still running Windows 10? Windows 10 reached end of life on October 14, 2025. Microsoft no longer issues security patches for it — every vulnerability discovered after that date stays permanently unfixed on your machine. For a home PC, that's a risk. For a business PC, that's a liability. If you came here looking for Windows 10 local account instructions, we can help with that — but we'd also like to have a quick conversation about what running an unsupported OS means for your business.

Microsoft pushes hard for you to sign in with a Microsoft account on Windows 11. During setup — especially on Home editions — the option to skip it is buried, and in recent versions it's been removed entirely from the visible interface. But a local account is still possible on Windows 11. The steps just depend on which edition you have and where you are in the process.

This guide covers every method: during a fresh install, converting an existing Microsoft account, adding a secondary local user, and doing it via Command Prompt.

Why Use a Local Account?

A Microsoft account ties your Windows login to the cloud. Your settings sync across devices, OneDrive activates automatically, and your sign-in credentials live on Microsoft's servers. For some people that's convenient. For others it's unnecessary overhead — or a privacy concern.

A local account keeps everything on the machine. Your password never leaves your PC. You can log in without internet access. For shared computers, guest machines, kids' PCs, or anyone who just wants fewer moving parts, that's a meaningful difference.

One important caveat for business owners: local accounts are almost always the wrong choice for work machines. More on that at the end.

Setting Up Windows 11: What to Expect by Edition

Your options during the initial setup wizard (OOBE) depend on which version of Windows 11 you're installing.

Windows 11 Pro

Pro gives you the most flexibility. During setup, look for "Set up for work or school" or "Domain join instead" at the bottom of the Microsoft sign-in screen. Clicking either option lets you skip the Microsoft account requirement and create a local username and password directly.

Windows 11 Home

Home is more restrictive. Microsoft requires an internet connection and a Microsoft account to complete a fresh Home setup — and as of Windows 11 24H2 (released October 2024), the previous offline bypass command (OOBE\BYPASSNRO) has been removed.

Your practical options on Home:

Method 1: Convert Your Microsoft Account to a Local Account

This is the most reliable method regardless of edition. If you're already set up with a Microsoft account — or signed in during setup — you can switch without losing any files or applications.

  1. Press Windows + I to open Settings.
  2. Go to Accounts, then Your info.
  3. Click "Sign in with a local account instead."
  4. Enter your current Microsoft account password to confirm it's you.
  5. Choose a username, password, and password hint for your new local account.
  6. Click Next, then Sign out and finish.

Windows signs you out and back in with your local credentials. Your files, desktop wallpaper, and installed programs stay exactly as they were. The only change is where your login lives.

One catch: Microsoft Store apps, OneDrive, and Outlook will ask you to sign in separately. You can still use your Microsoft account for those services — it just won't be tied to your Windows login anymore. Think of it as decoupling your OS login from your Microsoft apps.

Method 2: Add a Separate Local User Account

Want to keep your Microsoft account but add a local account for a family member, guest, or as a backup login? That's straightforward.

  1. Open Settings and go to Accounts.
  2. Click Other users (some versions say "Family & other users").
  3. Click "Add someone else to this PC."
  4. When prompted for a Microsoft account email, click "I don't have this person's sign-in information."
  5. Then click "Add a user without a Microsoft account."
  6. Set a username, password, and three security questions for recovery.
  7. Click Next.

The new account appears on the login screen at startup. It's created as a standard user by default. To grant admin access: click the account in Settings and select Change account type.

Method 3: Create a Local Account via Command Prompt

Faster and works even when Settings is misbehaving.

  1. Open the Start menu, type cmd, right-click Command Prompt, and select Run as administrator.
  2. Type the following, substituting your chosen username and password:
    net user Username Password /add
  3. Press Enter. You should see: "The command completed successfully."
  4. To give the account administrator rights:
    net localgroup administrators Username /add

Sign out, and the new account appears on your login screen immediately.

Common Problems

Microsoft account sign-in is required and there's no way around it during setup.

This is by design on Windows 11 Home 24H2+. Your cleanest solution is Rufus-created install media with the bypass pre-applied. Alternatively, create the account during setup and convert it to local immediately after using Method 1 above.

Forgot your local account password.

Without a Microsoft account backing you up, recovery depends on the security questions you set when creating the account. On the login screen, click your username, then click Reset password and answer the questions. If you have a second admin account on the machine, you can reset it through Settings > Accounts > Other users. Set strong security questions when creating local accounts — they're your only recovery path.

Microsoft Store apps and OneDrive stopped working after switching.

These apps are tied to a Microsoft account login, not your Windows session. Open each app, find its sign-in settings, and reconnect using your Microsoft credentials. Your Windows login and your Microsoft service logins are now independent of each other.

Windows keeps prompting me to add a Microsoft account.

These are suggestions, not requirements. They show up occasionally in Settings and in the Start menu. You can dismiss them indefinitely — they don't affect how anything works.

A Note for Business Users

If you're reading this to manage computers at your company, local accounts are almost always the wrong answer. Local accounts can't be centrally managed, can't enforce password or security policies, can't be audited, and become a serious problem when an employee leaves. If someone quits and their only credential is a local account password that you don't know, you may not be able to access that machine at all without a full reinstall.

Business PCs should be joined to your on-premises Active Directory domain or to Microsoft Entra ID (formerly Azure AD). This gives your IT team central control over credentials, device compliance, remote access, and offboarding. It's also a baseline requirement for most cybersecurity frameworks and cyber insurance policies.

If your business is running a mix of local accounts, random Microsoft logins, and unmanaged devices — that's a conversation worth having before it becomes a problem. Reach out to us and we'll tell you where you actually stand.